Private School Costs in Toronto

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Key Highlights of Private School Costs in Toronto

  • In Toronto, private school costs can change a lot in 2026. For day schools, annual tuition fees often begin at $15,000. Boarding schools for older students can cost over $75,000 every year.
  • There are additional fees such as uniforms, technology, field trips, and extracurricular activities. These can make the total cost much higher for local and international students.
  • International students often pay more. For top independent schools, tuition plus all the extras can go over $80,000 yearly.
  • Many private schools in Toronto offer financial aid, scholarships, and bursary options. These help families pay the annual tuition fees and other costs.
  • What you choose for your child matters too. If you pick a program like International Baccalaureate or pick between day and boarding, it will change the final price.
  • To get good value for your money, families should learn about all the possible hidden costs. It’s important to compare what different schools offer for their price. This helps people make a smart choice in 2026 and after.

Introduction

Private school costs in Toronto are important for many parents. A lot of you want to find out more about independent schools for your kids in 2026. Tuition keeps getting higher, and there can be extra fees as well. That is why it is good for families from Toronto or from other places to learn the real price of these schools.

No matter if your child is in junior kindergarten or a senior grade, you need to know how much the tuition will be each year. You should look at all the costs and see what types of scholarships there are. This guide gives you what you need to know. With it, you can check out top private school choices in Toronto and pick what is best for your family.

Private School Costs in Toronto: Tuition, Fees, and Scholarships

To handle private school costs in Toronto, you need to learn about annual tuition fees, financial aid, and any scholarships there may be. A day school in Toronto will usually have tuition starting at $15,000 for a year. At some top boarding schools, you can see fees go over $75,000 a year. This does not count the other extra costs that may come. Scholarships and bursaries help a lot. These give more families the chance to get help, so students from all backgrounds can go to school in Toronto.

For 2026, there are new changes to tuition. A lot of schools raised their fees. It now takes more money for them to run each year. It can help to look at day schools and boarding school costs so you can compare them. You should also see what financial aid is there for you. This can help families pick what is good for them and gives more ways to find independent education in Toronto.


School Type


Average Annual Tuition Fees


Additional Costs


Financial Aid Options


Day Schools

Starting at $15,000


Varies (e.g., uniforms, supplies)


Scholarships, Bursaries


Boarding Schools

Over $75,000


Not included in tuition (e.g., activities)


Scholarships, Bursaries

This table gives a clear look at the costs for both day schools and boarding schools in Toronto. It also shows what financial aid options are out there for you.

Why Parents Choose Private Education in Toronto

More families in Toronto now send their kids to private schools. They do this for both learning and social benefits. At these schools, students often get more one-on-one time with teachers and feel free to ask questions. This kind of setup helps kids think for themselves and feel seen, which is what many parents want.

These private schools in Toronto also often offer a rich learning plan. They put a lot of focus on STEM subjects and the arts. So, the students can find the things they like and try new things, too.

Besides schoolwork, values and being part of a group are important in this choice. A lot of private schools focus on building good character. They help students learn the right things to do, not just teach them subjects. Many parents also like that class sizes are small. This helps their kids get to know others better and makes the time spent learning feel richer. In the end, private schools work to shape people who be ready for the next steps in life. The families feel that the money spent on it is worth all the good things their kids get.

Overview of Private Schooling Options: Day vs Boarding

Toronto has a lot of private schools. Families can choose a day school or a boarding school. Both have their own good sides and different tuition costs. A lot of local families go for day school. In a day school, students finish their classes and then go home. Day schools in Toronto give students a strong learning plan. Kids can also join fun after-school activities. Your child will be in school each day on a normal schedule. Most day schools in Toronto ask for tuition that starts at $15,000 for one year. Some top schools have tuition costs that go up to $44,000.

Some families want their child to get care at school all the time. This is when they may choose boarding school. At a boarding school, students live at the school to study and sleep. This can be good for those who live far from Toronto or for international students.

Boarding school tuition costs a lot more than day school. The price is higher since it covers a place to stay, all meals, and more help for each one. You can expect to pay between $73,000 and $81,000 every year.

Senior school students can really benefit from being at a boarding school. Boarding schools let them learn to be on their own and also live with other people. Students get time to be part of the campus and feel part of the group. When you look at tuition for a day school or a boarding school in Toronto, be sure to see what is included with the price. The cost gives you different things in each type of school. This is important when you think about what is best for your family.

Average Annual Tuition for Private Schools in Toronto

The cost of tuition for private schools in Toronto changes depending on the grade you are in and the type of school you choose. In 2026, many day schools in Toronto that teach elementary and middle grades ask for tuition between $15,000 and $30,000 every year. For high school students, the tuition goes up. Some top schools, like Upper Canada College, will charge as much as $44,000. If you are a boarding student, and you stay at the school, the cost of tuition is much higher. It often goes over $75,000. The yearly tuition in Canada for private schools can be different based on several things.

These tuition prices are a bit higher than they were before. This increase is because it costs more to run schools in Canada now. When you know how tuition in Toronto changes over the years, you can get ready for what you will spend on private education.

Current Tuition Ranges: Elementary, Middle, and High School

Private school costs in Toronto can be very different, depending on your child’s grade. For elementary school, tuition starts at about $15,000 a year. When you go to middle grades, it gets higher and bills can reach as much as $30,000 every year. Toronto high schools that are top day schools can charge up to $44,000 for tuition each year, and some boarding schools ask for more than $75,000. The table below shows what people usually pay for tuition in Toronto by school level for 2026.


School Level

Day School Tuition (CAD)

Boarding School Tuition (CAD)

Elementary (JK-6)

$15,000 – $25,000


$45,000 – $65,000


Middle (7-8)

$20,000 – $30,000


$50,000 – $73,000


High School (9-12)

$28,000 – $44,000


$73,000 – $81,100 (Intl.)

This detailed breakdown shows how tuition goes up as students move to higher grades. The cost gets even higher for seniors and for international students.

Factors Affecting Private School Tuition in Toronto

The cost of independent schools in Toronto can be different for many reasons. Where the school is, what people say about it, and the kind of programs they offer make a big impact on tuition. If the school is a boarding school, you get a place to sleep and meals, so it costs more. A day school without boarding is usually cheaper.

People need to look at class size, what teachers can offer, and if there is extra help for students. When you know about these things, it helps your family match what you want with what you can pay. This makes it simple to find independent schools in Toronto that fit you and your needs. Then, you can choose the one that works best for your goals.

IB vs Non-IB Program Costs

Private School Costs in Toronto

When you pick between the international baccalaureate and other school programs in Toronto, it can change the tuition costs by a lot. The international baccalaureate usually has higher tuition. This is because it has more subjects, a worldwide name, and teachers with extra training.

  • IB program tuition can be $2,000 to $5,000 more each year than what you would pay for the same non-IB classes.
  • IB schools like Upper Canada College and Branksome Hall charge higher tuition because they give students diplomas that many places in the world know and respect. They also offer a lot of extra chances to learn.
  • Non-IB schools may have programs like Advanced Placement (AP) or just use the local curriculum. This most often means tuition is lower in these schools.

If a family wants their child to go to a university anywhere in the world, or just wants the child to see more of the world, the International Baccalaureate can be a good choice. But non-IB schools in Canada can also give good results for less money. So, when living in Toronto, families can choose what works best for their child.

Grade-Level Cost Differences: Preschool to High School

The cost of private schooling in Toronto can change a lot. It depends if your child is in junior kindergarten, preschool, or high school. Junior kindergarten and preschool usually have the lowest tuition. These programs often cost between $10,000 and $17,000 each year. The reason for this is the school days are shorter and there are not many extra programs added in.

When kids move up into elementary and middle school, the fees go up. This is because the school has more sports teams, more extracurricular activities, better technology, and extra help in the classroom. When you get to senior school, tuition is at its highest. It can be over $44,000 for students who go home each day, and more than $75,000 for those who live at the school. This is because these programs are harder. There is university prep, and the buildings and services are bigger and better now.

Parents need to know that the fee for each grade will go up. This happens more when senior school students want to join international programs, sports teams, or take part in leadership activities. It is good to plan your budget for these changes. This way, you will be ready as your child gets older.

Cost Breakdown: Beyond Basic Tuition

While tuition is the main thing families pay at Toronto private schools, there are other costs too. You might have to pay for uniforms, books, technology, extracurricular activities, and field trips. These extra things can make the total cost go up. Some schools will also ask for fees for technology or for joining certain activities. There may be more charges if your child takes part in special programs.

It is good for you to know about all the extra costs. You should go over the school’s money guide or their list of fees. This can help you be ready for what you have to pay. You can make your budget fit your child’s school needs. When you look at this, you can plan well and not get any big surprises.

Common Additional Fees (Uniforms, Books, Technology, Activities)

There are several additional fees that you need to pay along with the annual tuition fees for independent schools in Toronto. These extra costs can make tuition for independent schools much more expensive. For example, students usually have to buy uniforms. This is to help them look professional.

You may also need to pay for things like books and technology. These things are often needed in any class today. The price might be higher if you are in special programs, such as the International Baccalaureate.

Extracurricular activities like sports teams and field trips can make schools cost more money. These extras are a big part of student life, but they add to what people pay for school. So, when it comes to independent schools in Toronto, remember that the annual tuition fees are just one part of the cost. Most families will also pay additional fees for things like field trips, sports teams, and other extracurricular activities, along with the main tuition.

Unexpected or Hidden Costs (Application, Registration, Building Levies)

Budgeting for private school costs can show costs that you did not see at first. Application fees and registration fees can be something you find out about later. Most people pay these upfront when they apply to an independent school. These fees may not be given back. There can also be building levies or capital costs. The money from these fees helps the school build new places or add things they need. These costs make the yearly tuition go up.

A lot of independent schools have extra fees like this because they want better buildings and new tools for learning. Before you sign up with a school, make sure to read all rules about money. This will let you see what you need to pay for annual tuition fees and any extra charges. Knowing every cost helps you plan well and feel good about your choice.

International vs. Local Student Tuition in Toronto Private Schools

International students often have to pay higher tuition at independent schools in Toronto. Local students in the senior grades pay between $44,000 and $75,000 each year. This can be for day programs or for boarding. But international students can pay $81,000 or even more each year. This happens a lot at well-known schools like Upper Canada College. Independent schools in Canada can be costly, especially for people who come from outside the country.

These higher fees happen because there is more help for students. This extra help includes support services, help with visa applications, and a place for students to stay. It is important to know about the cost of international private schools in Toronto and how these fees compare to local prices. If you are from a global family, you need to get this information when you plan for schools in Canada and think about what is best for your child’s future.

Typical Costs for International Students

International students who want to study at private schools in Toronto should know that tuition is higher for them than for local students. For example, at upper canada college, local students who stay at the school pay about $75,400 each year. International students who stay at the school pay $81,100 each year. These tuition fees usually include extra support from staff, help with English, and other services to help you get comfortable at the school.

Besides tuition, families from outside Canada need to save money for medical insurance, visa costs, travel, and sometimes help taking care of their child. All these things can add thousands of dollars to what you pay each year. In Toronto, some schools also ask international students to pay bigger deposits or pay some fees before classes start.

It is a good idea to check the school’s financial information or talk to the admissions staff. This can help you see what is included in the tuition. You should also find out if there will be any extra fees for international students.

What International Tuition Usually Covers

International tuition in Toronto private schools often includes more services than what local students get. This is because it is meant to support students who come from other places and are far from home. Most of the time, the tuition for these students will have:

  • Accommodation: The students stay in dorms or student houses. There are staff there all the time watching over them. The support is there both day and night.
  • Meals: Food plans give you breakfast, lunch, and dinner. You also get snacks at different times.
  • Support Services: There are introduction programs for students. Classes for English are offered, and school help is there for students from other countries.

You can also have some good things, like rides to and from the airport, joining extracurricular activities, and taking part in health or wellness programs. But, there are a few things that the school will not pay for. This includes trips home during a break, money for your personal things, and private help with classes like tutoring. You will have to think about these costs by yourself.

Financial Aid, Scholarships, and Bursary Opportunities

Many private schools in Toronto offer financial aid, financial assistance, scholarships, and bursaries. They want to help families with different needs and backgrounds. Financial assistance is given to families based on need or achievement. This help can pay for tuition and some extra costs. To apply, you often need to do it during the admissions process. You must show documents about your income or your school results to get this support.

It is important to see what each school in Toronto offers for support, because what they give is not the same. These programs help more people in Toronto get a private education. They give families a way to send their kids to a good school, even if they need to think about what they can pay.

Eligibility and Application Processes for Assistance

Applying for financial assistance at Toronto private schools starts when you see if you are eligible. Most schools in Toronto ask you to finish your main admissions form first. After you do this, you will fill out another form for financial aid or a bursary. You will need to give information about your money, like income statements and tax papers. This helps the school know if you get help for your fees.

Some scholarships are given to students who do well in school, sports, or the arts. To apply for these, the student may have to send an essay, a piece of their work, or a reference. This can be an important part of their application.

The timing for financial aid at these Toronto schools goes along with the admissions calendar. You should start to get all your papers ready as soon as you can. Sometimes, the school may ask for an interview or want more details before they make a decision. If you get the financial aid or financial assistance, you will find out when you get your admission offer.

Major Scholarships Available at Top Toronto Private Schools

Leading private schools in Toronto give out many different scholarships. These scholarships help to find students who do well in school. They also give support to those students. Many of the main scholarships include the ones listed below.

  • Academic Excellence Scholarships: These go to students who get top grades in their classes. If you want to begin high school or the IB program, you can get this.
  • Leadership Awards: The school gives these to people who make a big change with work in clubs or in the community.
  • Arts or Athletic Scholarships: You can get this if you have skill in music, art, or sports teams.
  • Diversity and Inclusion Grants: The school has these for students who come from groups not seen much at the school, or if they show they need money.

These scholarships might help pay for some of the cost of tuition, and in some cases, they will cover the whole cost of tuition. Each school has its own way to apply. A lot of the time, you will need someone to nominate you, write a letter yourself, and have an interview. You also have to give papers that show your achievements. Take time to read every school’s website or talk with someone in their admissions office. This will help you know the latest details about scholarships, cost of tuition, timelines, and all they want from you.

Affordable Private School Options: Spotlight on Value

Toronto has a lot of private schools that cost less money than others. These schools give students a good education. Families find it easier to pay the tuition at many of these schools. The cost is not as high, but the students get strong results and many after-school things to do. Some top boarding schools do be expensive. But many independent day schools in Toronto have tuition fees under $20,000 each year, especially for younger kids.

If you want to get better value, you need to see what each school gives you. Check the programs they have. Look at their buildings. See the help they offer to kids. By doing this, you can make sure the school is right for your child. It will also fit with your own budget and money plan.

Features of Cost-Effective Schools in Toronto

Cost-effective private schools in Toronto are popular. They offer a good mix of low tuition and solid programs for students. At these schools, you get value and a good education. This is what you will see at many private schools in Toronto.

  • There be fewer students in each class, so they get more help and good support with their learning from teachers.
  • The schools keep to the main subjects, but also give them other things to do. These extra activities not cost much, so tuition stay low.
  • The schools use new classrooms and technology. They do not have the fancy extras seen in some costly schools.

Many of these independent schools let you pay in ways that work for your family. They welcome students from all over and from many backgrounds. This makes it easier for more people to get into a private school in Toronto. These schools might not be as famous as the big, old ones, but their students often get into top universities in Canada and in other countries, too. If you want to find a school with good value and strong results, it’s good to read what others say about the school and to look at how the students do in their studies.

USCA Academy as a Leading Value-Driven Private School

USCA Academy is a private school in Toronto. The school gives students the chance to get a strong education with focus on values. Students at USCA Academy learn in high-quality classes. These classes are known all over, and people from many countries respect them. The tuition is competitive. This helps more families be able to choose the school for their children.

The school has programs for students from Toronto and from other countries. Every student can work on the Ontario Secondary School Diploma (OSSD). They can also take University Preparation Courses. With these classes, students get ready for some of the top universities.

What makes USCA Academy stand out is that classes are small, and the teachers work closely with each student. The school really cares about how well students do in their studies, but it does not cost as much as other places. The tuition is set up so many families in Toronto can find a plan that works for them. There is financial aid for students who need it, and students who do well can get scholarships.

If you and your family are looking for a school in Toronto with good academics, friendly teachers, and low tuition, USCA Academy can be a smart choice. The school offers the kind of balance that many other private schools in Toronto do not, especially those that cost more.

Conclusion

In the end, knowing about private school costs in Toronto is really important for parents who want good schools for their kids. The average annual tuition fees can change a lot. It depends on the type of school, which grade your child is in, and if you choose a program such as International Baccalaureate. You need to know these things before you decide. There can be costs that people do not see right away, and checking for financial aid can help you save money.

Picking the right private school in Toronto, one that has good tuition and real value, does more than just give lessons it gives important things that last for many years. If you want a great school, you should look at USCA Academy. The school offers top education at a fair price. If you want help or you want new ideas for your child, contact us now. We can work with you to help your child.

Frequently Asked Questions

1. Do private school fees cover meals, transportation, and extracurriculars?

Fees at Toronto private schools are not always the same. A day school will usually have you pay tuition, but this does not often include meals or a ride to the school. The cost may cover some extracurricular activities, but for things like clubs, school trips, and some sports, you will have to pay more. If you are an international student and live at the school, the price may have a place to stay and food in it. Still, you should always ask the school to know what is inside the price.

2. How do Toronto private school tuition fees compare to those in other Canadian cities?

Toronto private school tuition costs more than in most other cities in Canada. The cost of living in Toronto is high, and big school names there add to this. If you look in Vancouver and Montreal, private school fees can be lower. But Toronto gives people more choice in types of programs and schools than public schools do.

3. What payment plans or installment options exist for private school tuition?

Most private schools in Toronto let families pay tuition in monthly payments or by each semester. You do not have to pay it all at once. Some schools give you a discount if you pay early. A few places also offer financial assistance if you can get it. This helps people plan and handle the cost of private school better.

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